J&K Bank

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J&K Bank holds interaction with leading car dealers to strengthen vehicle finance outreach Reinforcing its focus on strengthening retail lending partnerships and expanding vehicle finance business across the region, J&K Bank today organised an interaction programme with authorized car dealers of Kashmir here at its Corporate Headquarters. The programme witnessed participation from all major automobile dealers of the Valley representing leading brands including Maruti Suzuki, Hyundai, Tata Motors, Mahindra, Kia, MG Motor and Toyota. The interaction focused on the Bank’s customer-friendly car loan products, dealership partnership framework and collaborative growth opportunities aimed at enhancing automobile financing penetration in the region. Speaking on the occasion, General Manager (Retail, Agriculture & MSME) Rakesh Magotra said, “The automobile sector is an important driver of economic activity and consumer aspirations. Through stronger engagement with our dealership partners, we aim to create a mutually beneficial framework that not only enhances business opportunities for all stakeholders but also ensures seamless and affordable financing solutions for customers.” “J&K Bank remains committed to continuously upgrading its products and processes in line with market requirements and stakeholder feedback so that our vehicle finance offerings remain competitive, flexible and customer-centric,” he added. During the programme, the participants were apprised of the key features of the Bank’s car loan scheme including competitive interest rates starting from 7.70%, repayment tenure up to 84 months, flexible eligibility norms, family income pooling facility and financing of ancillary expenses such as insurance premium, registration charges and accessories. Special benefits extended to government employees, pensioners, high net-worth individuals and other customer segments were also highlighted during the interaction. The Bank also outlined its dealership collaboration framework aimed at streamlining loan sourcing, operational coordination and hassle-free credit delivery for improved service efficiency and business growth. The participating dealers appreciated the Bank’s initiative for holding the interaction programme and emphasized the need for conducting such engagements at regular intervals to facilitate idea sharing and strengthen long-term collaboration. They also expressed satisfaction over the Bank’s products and processes while voicing confidence that the enhanced partnership would contribute towards improved vehicle sales and greater customer convenience in availing finance facilities. #JKBank #JKBank

J&K Bank HomeStay Finance helps you create comfortable spaces for travellers while building a steady income stream. With up to Rs. 10 lakh funding, your journey begins here. #JKBank #YourBankSince1938 #HomeStayFinance #Loan #Finance #JKBank #YourBankSince1938 #HomeStayFinance #Loan #Finance