J&K Bank

Every milestone is built on trust, and this one belongs to you. Thank you for being a part of our journey to ₹3 Trillion in business. Your trust has been our greatest strength, and your partnership continues to inspire us to aim higher. Here's to achieving many more milestones, together. #JKBank #YourBankSince1938 #Trust #Tradition #Transformation #3TrillionBusiness #DigitalBanking #JKBank #YourBankSince1938 #Trust #Tradition #Transformation #3TrillionBusiness #DigitalBanking

At J&K Bank, respect is reflected in every experience. To ensure greater comfort, care and convenience, we offer priority assistance and personalised support to our valued pensioners - Senior Citizens (60 years & above) and Super Senior Citizens (80 years and above). To know more about our Products and Services, click here: https://jkb.bank.in/ #JKBank #YourBankSince1938 #SammaanAapkaSaathHamara #CustomerService #Finance #BankingConvenience #JKBank #YourBankSince1938 #SammaanAapkaSaathHamara #CustomerService #Finance #BankingConvenience

J&K Bank marks one year of Mission YUVA with massive credit drive Funds 2828 enterprises in a single day to accelerate youth entrepreneurship across J&K Committed to promoting entrepreneurship, self-employment, and inclusive economic growth across Jammu & Kashmir, J&K Bank celebrated the successful completion of one year of the J&K Government’s flagship Mission YUVA programme yesterday by observing a UT-wide 'Mission YUVA – Mega Disbursal Day', undertaking a focused credit delivery drive across its branch network. There UT-wide campaign culminated with MD & CEO Amitava Chatterjee pressing the symbolic button during a virtual event held at the Bank’s corporate headquarters in presence of Chief General Manager Ashutosh Sareen, General Manager (RAM) Rakesh Magotra, DGMs Tanveer Hussain and Arjun Singh Rathore along with other senior officers. Besides Divisional Heads, Zonal Heads and Cluster Heads from Jammu as well as Kashmir also joined the proceedings virtually from their respective locations. Under the flagship youth employment program, the Bank has so far sanctioned over 28400 cases to the tune of more than Rs 1300 Cr, reaffirming its pivotal role in facilitating timely access to finance for aspiring entrepreneurs across Jammu and Kashmir. During the massive credit drive today, the Bank made disbursement in 2828 cases. Expressing satisfaction over the progress achieved during the first year of Mission YUVA, MD & CEO Amitava Chatterjee congratulated and appreciated every member of the Bank's workforce for their commendable contribution towards the successful implementation of the programme. He said, "My heartfelt thanks to each one of you for your unwavering support and cooperation in making this remarkable progress possible," he said, adding that the achievements under Mission YUVA have further strengthened the Bank's partnership with the Government of Jammu & Kashmir in promoting entrepreneurship and employment generation.” While reviewing the roadmap ahead, the MD & CEO underlined two key priorities for the second year of Mission YUVA. He said that the success of the programme must now be measured not merely by the number of disbursements but by the tangible outcomes generated through the enterprises established under the scheme. He stressed that the beneficiaries should be able to build sustainable businesses, generate steady revenues and create meaningful livelihood opportunities, which remain the primary objectives of Mission YUVA. Setting an ambitious yet achievable goal for the current financial year, he said the Bank should strive to take the cumulative number of Mission YUVA disbursements to 50000 by the end of the financial year, expressing confidence that the target is well within reach given the experience, momentum and institutional capacity built over the past year. The MD & CEO also urged all operational heads to closely monitor the utilization of funds in already disbursed cases and continue extending guidance to entrepreneurs to ensure optimum outcomes from the loans extended under the programme. Earlier, General Manager (RAM) Rakesh Magotra briefed the chair on the Bank's performance and progress under Mission YUVA. Highlighting the significance of sustained post-disbursement engagement, he emphasized that continuous monitoring of sanctioned cases, handholding of entrepreneurs and inculcating financial discipline among beneficiaries are critical to ensuring the long-term success and sustainability of the flagship programme. Meanwhile, lauding the Bank's performance, J&K Mission Director, Mission YUVA, Harvinder Singh (IAS) has also commended its institutional role. He said that J&K Bank has emerged as the principal implementation partner in Mission YUVA. "J&K Bank's proactive approach, timely credit delivery, and dedicated handholding of entrepreneurs have significantly advanced the programme's objectives across Jammu & Kashmir. We appreciate the commitment of the Bank's leadership and staff in translating the Government's vision of entrepreneurship-led employment generation into meaningful outcomes on the ground", he said. Observed to commemorate one year of Mission YUVA, the Mega Disbursal Day witnessed focused efforts by branches across the Bank's network in Jammu and Kashmir to complete pending formalities and expedite credit delivery to eligible beneficiaries. The initiative highlighted the Bank's continued endeavour to translate entrepreneurial aspirations into successful enterprises through timely and responsible financing. Notably, Mission YUVA has emerged as a significant catalyst for entrepreneurship-led development in Jammu & Kashmir by facilitating access to institutional credit for aspiring entrepreneurs. Throughout the programme's first year, the Bank continues to be the principal financial partner in its implementation, supporting thousands of youth in establishing enterprises and contributing to employment generation, livelihood creation, and inclusive economic growth across the Union Territory. #JKBank #JKBank

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From house-warming celebrations to family gatherings and life's precious moments, make room for every milestone in a home of your own. Let J&K Bank Home Loans help you move closer to your dream address. To know more about the scheme, click here: https://jkb.bank.in/housing-loansTo know more about our products/services, visit our official website Link: https://jkb.bank.in/#JKBank #YourBankSince1938 #KhushiyonKaNayaAddress #HousingLoan #Loan #Finance #HomeLoan #JKBank #YourBankSince1938 #KhushiyonKaNayaAddress #HousingLoan #Loan #Finance #HomeLoan

Highlights: 1. Editorial on Know Your Customer (KYC) in banks. 2. Message regarding linkage of Aadhaar and mobile number with bank accounts. 3. Segment on digital security and safe online banking. 4. Interview on ECLGS 5.0. scheme. 5. Segment on doorstep banking facility. 6. Lucky Draw & Weekly Quiz Contest (Send in your entries to jkbankdiary@jkbmail.com.** **Please dont forget to mention your name, residence, phone number and 16 digit bank account number in the mail).

Meher believed she was helping someone she trusted online, until the money transfers turned into a fraud investigation. Fraudsters often build trust before making financial requests. Stay alert online. Mule Nahi Cool Bano! To register any Cyber Fraud Complaint, Login to mPay Delight Plus app > Click on Report Fraud under Services & Requests option> Select the Account Number, the transaction of which has to be reported. Or Visit https://jkb.bank.in > Click on Grievance Redressal > Click here to report fraud/unauthorised transaction * Block digital Channels * Report a fraud transaction Or You may also reach out our Customer care Toll Free Number 1800-890-2122 And call National Cyber Crime Helpline Number 1930 or Visit www.cybercrime.gov.in #JKBank #YourBankSince1938 #MuleNahiCoolBano #EasyMoney #InstantCommission #MoneyMule #PartTimeJobs #OnlineFraud #StayAlert #JKBank #YourBankSince1938 #MuleNahiCoolBano #EasyMoney #InstantCommission #MoneyMule #PartTimeJobs #OnlineFraud #StayAlert

J&K Bank marks International MSME Day with nationwide entrepreneurship outreach across its cluster network Reinforcing its steadfast commitment to entrepreneurship development and inclusive economic growth, J&K Bank today joined the nationwide observance of International MSME Day by organising a large-scale MSME Awareness Campaign across all its 35 operational Clusters through customer outreach programmes spanning its branch network across the country. Organised in association with local business groups, trade bodies, Byopar Mandals and other recognised institutions, the campaign engaged directly with local business communities through awareness sessions and structured deliberations with prominent trade organisations, regional business leaders and aspiring entrepreneurs. During these interactions, Bank officials underscored the pivotal role of the MSME sector as a primary engine of innovation, employment generation, economic growth and sustainable development while highlighting the importance of timely institutional finance in fostering enterprise. The programmes showcased J&K Bank's comprehensive suite of MSME products and customised financial solutions tailored to meet the evolving needs of small businesses. The campaign also highlighted various flagship Government initiatives including Mission YUVA, PMEGP, PM Vishwakarma, PM SVANidhi, Stand-Up India and other entrepreneurship-oriented schemes, with presentations on Mission YUVA drawing significant interest from participants. Bank officials also guided prospective entrepreneurs on accessing institutional finance and transforming viable business ideas into successful enterprises. Speaking on the occasion, MD & CEO Amitava Chatterjee said, "Today, as we observe MSME Day, we recognize and celebrate the spirit of enterprise and extraordinary contribution of millions of entrepreneurs who form the backbone of our economy and whose enterprise, innovation and resilience drive growth, employment and prosperity across the nation. As the leading financial institution of Jammu & Kashmir and Ladakh with growing presence in strategic locations across the country, J&K Bank remains deeply committed to empowering entrepreneurs through timely credit, customised financial solutions and continuous handholding at every stage of their growth journey." Highlighting the Bank's developmental role, he further said, "Our active participation in transformative initiatives such as Mission YUVA, PMEGP, PM Vishwakarma and other Government-sponsored programs reflect our conviction that entrepreneurship is one of the strongest catalysts for economic progress and livelihood creation. Beyond financing businesses, we are nurturing aspirations, enabling self-employment and contributing to the creation of a vibrant and resilient MSME ecosystem." Reiterating the Bank's commitment on the occasion, MD & CEO further stated, "As we celebrate MSME Day today, let us reaffirm our collective commitment towards building an entrepreneurial economy. Let us create an environment where every aspiring entrepreneur has access to opportunity, every viable enterprise has access to finance, and every successful business becomes a catalyst for community development." As part of the observance, the Bank intensified its outreach to encourage enterprise creation, facilitate access to institutional credit and identify viable MSME proposals under various lending programmes, with special focus on Mission YUVA, ECLGS and other MSME financing initiatives. Business owners were also apprised of the recently launched ECLGS 5.0, the rehabilitation framework designed to provide timely liquidity support and facilitate long-term business recovery for eligible enterprises. The campaign witnessed enthusiastic participation from the Bank's officers and staff across all its 35 operational Clusters, who actively engaged with entrepreneurs, business owners and aspiring borrowers through awareness sessions and one-to-one interactions. The proactive outreach ensured effective dissemination of information on the Bank's MSME offerings, Government-sponsored schemes and entrepreneurship opportunities while reaffirming the Bank's unwavering commitment to nurturing a resilient and thriving entrepreneurial ecosystem. #JKBank #JKBank