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J&K Bank holds 88th AGM of its shareholders Recruitment notification for posts in J&K and Ladakh to be issued within days, says MD & CEO J&K Bank today held 88th Annual General Meeting (AGM) of its shareholders here at SKICC. Bank’s Part-time Non-Executive Chairman S. Krishnan chaired the AGM - themed ‘Trust, Tradition and Transformation’ - in the presence of MD & CEO Amitava Chatterjee and the Bank’s Directors on the Board, including Financial Commissioner (Additional Chief Secretary) Shailendra Kumar (IAS), representing the majority shareholder and promoter, i.e. the J&K Government; Commissioner and Secretary of the Finance Department, Ladakh UT, Tsewang Tharchin (IAS), who was recently recommended by the Bank’s Board for appointment as a Non-Executive Non-Independent Director. Along with a large number of valued shareholders, the meeting was attended by the Bank’s Executive Director Sudhir Gupta, Chief General Managers, General Managers, Deputy General Managers, Company Secretary, Chief Financial Officer, Scrutinizer, auditors and other senior officers, besides members of the media fraternity. Addressing the shareholders, Chairman S. Krishnan captured the essence of theme, saying, “Our past gives us identity. Our present gives us strength. Our future gives us responsibility. Trust is our inheritance. Tradition is our anchor. Transformation is our obligation.” Chairman emphasised that the Bank’s progress must ultimately be measured by its wider contribution. “The question before us is therefore not simply: How large can the Bank become? It is: How significant can the Bank become in the economic and social transformation of the region and beyond?”, he said. He also spoke about the continuity of Bank’s role in enabling entrepreneurship. Chairman said, “In the 1930s, the challenge was to create access to organised finance so that people could participate in economic activity. Today, the opportunity is to use finance to enable a new generation to create economic activity. The purpose remains remarkably similar. Only the opportunity has become larger, which makes Bank’s participation in Mission YUVA particularly significant.” Reflecting on the Bank’s ongoing transformation, he said, “Technology is the means. Customer experience is the end. As the Bank expands its digital capabilities, the objective must be to make banking simpler, safer and more accessible.” The Chairman also placed on record the Board’s appreciation for the leadership of MD & CEO Amitava Chatterjee and his management team, acknowledging their commitment in translating the Bank’s strategic direction into performance. He further commended employees across the Bank for their dedication, resilience and professionalism, describing them as custodians of relationships that have sustained J&K Bank for generations and, in the truest sense, its “living Bank”. Speaking on the occasion, MD & CEO Amitava Chatterjee said, “Notwithstanding the challenging circumstances, your Bank maintained its growth trajectory and delivered a fourth consecutive year of record profitability. Net profit reached an all-time high of Rs 2,363 crore, registering year-on-year growth of 13.5%. The growth momentum has continued into the current financial year. By June 2026, the Bank crossed the historic milestone of Rs 3 trillion in total business. This milestone is particularly significant because the journey from Rs 2 lakh crore to Rs 3 lakh crore has been completed in a relatively short period, demonstrating the growing strength and scale of our franchise.” “These outcomes demonstrate that our progress is broad-based, with profitability, asset quality, efficiency and capital strength advancing together. For our investors, this represents a resilient and increasingly diversified franchise, supported by strong fundamentals and a clear strategy for long-term value creation. As we grow, our focus will remain on the quality and sustainability of earnings rather than growth in isolation,” he added. Reflecting on the Bank’s digital transformation, he stated, “Our investments in digital platforms, data analytics, cybersecurity and process automation are improving customer experience and making our operations more efficient and responsive. The rapid growth of up to 94% in digital transactions during FY 2025-26 demonstrates the increasing trust customers place in our digital ecosystem.” Laying out the way forward, the MD & CEO said, “As we reflect with pride on a legacy spanning nearly nine decades, we remain conscious of the responsibility that accompanies it. Our aspiration is clear: to become the ‘Bank of Choice’. Towards this goal, we will continue to invest in our people and technology, reinforce cybersecurity, improve customer experience and institutionalise a culture of innovation and excellence.” He concluded by placing on record his “gratitude to our customers for their enduring trust, our shareholders for their continued confidence, our directors for their invaluable guidance and our employees for their dedication.” Thereafter, the Bank’s DGM & Company Secretary Mohammad Shafi Mir read out the Auditor’s Report, the comments of the Comptroller and Auditor General (C&AG) and the Secretarial Audit Report and provided a brief background of each business item to be transacted at the AGM. He also informed the participants that the results of e-voting, along with the Scrutinizer’s Report, will be available on the websites of the Bank, RTA and Stock Exchanges within two working days from the conclusion of the AGM. The meeting concluded with the question-answer session, wherein shareholders asked questions and MD & CEO Amitava Chatterjee answered all the queries to the satisfaction of the shareholders. Responding to a query regarding recruitment, MD &CEO said that the Bank will soon issue a recruitment notification for posts of associates and officers in J&K and Ladakh. Notably, the shareholders appreciated the Bank’s consistently improving performance during the financial year 2025-26. #JKBank #JKBank
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J&K Bank expands Corporate Salary Package outreach across J&K Further expanding its institutional outreach across Jammu and Kashmir, J&K Bank has formalised a series of agreements and engagements under its Corporate Salary Package (CSP) with seven educational, healthcare, hospitality and business organisations, collectively covering over 1,100 employees. Across Jammu Division, the Bank signed agreements with Nanak Academy, Purani Poonch; St. Mary’s Convent School, Chandak, Poonch; Bittu Soft Drinks; and Gurjeet Labour Contractors under Kathua Zone. The Bank also entered into a CSP engagement with Anutham/Sanjeev Caterers, a prominent hospitality and event-management group based in Jammu. In Kashmir Division, the Bank formalised CSP tie-ups with M/s Arise Automotives Pvt. Ltd. and New City Hospital under Srinagar Zone. The agreements mark another significant step in the Bank’s continuing effort to deepen institutional relationships and widen the reach of organised salary banking across diverse segments of the private sector. By bringing more employees into its salary-banking fold, the initiative is expected to support salary-account acquisition, strengthen CASA and deposit mobilisation, and create opportunities for responsible retail cross-selling and greater adoption of digital banking services. During the signing events, the Bank officials explained the key features and benefits of the Corporate Salary Package in detail. These include customised salary accounts, enhanced banking privileges, convenient digital-banking services and access—subject to eligibility and applicable terms—to personal and consumer finance, cards, insurance and other retail financial solutions designed to meet employees’ everyday banking and financial needs. The tie-ups reinforce the Bank’s presence within key institutional ecosystems while taking its “Serving to Empower” mission deeper into different segments of the private-sector workforce. Through accessible, technology-enabled and customer-centric banking solutions, the initiative also seeks to support the financial mobility of employees and create enduring value for the Bank’s institutional partners. #JKBank #JKBank
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Highlights: 1. Editorial on the habit of savings 2. J&K Bank signs new CSP MOUs 3. J&K Bank holds special camp for the physically special people under Project SAMARTH 4. J&K Bank renews MOU with TATA Motors 5. Special message regarding Mission Yuva 6. How to prevent digital loan frauds, CISO speaks 7. Doorstep banking 8. Information regarding Aadhaar seeding 9. Lucky Draw & Weekly Quiz Contest (Send in your entries to jkbankdiary@jkbmail.com.** **Please dont forget to mention your name, residence, phone number and 16 digit bank account number in the mail).
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J&K Bank renews MoU with Tata Motors as preferred financier J&K Bank today renewed its Memorandum of Understanding (MoU) with Tata Motors Limited - India’s largest commercial vehicle manufacturer - to offer convenient and competitive financing solutions for the company’s extensive range of commercial vehicles. Under the agreement, J&K Bank will act as a preferred financier for all variants of commercial vehicles manufactured and marketed by Tata Motors. The partnership will operate on a pan-India basis, building on the Bank’s established presence in J&K and Ladakh while extending support to customers across the country. The renewed arrangement will enable the Bank’s branches to work closely with Tata Motors and its authorised dealer network to facilitate finance for eligible customers. Tata Motors and its dealers will also undertake promotional initiatives, generate customer leads, and connect prospective buyers with the Bank for financing support. Speaking on the occasion, General Manager (RAM) Sanjay Gupta said, “The renewal of our association with Tata Motors reflects the shared commitment of two trusted institutions to making commercial mobility more accessible and affordable. By combining Tata Motors’ diversified product portfolio and extensive dealership network with J&K Bank’s deep regional understanding and customer-centric financing solutions, we aim to support transporters, fleet operators, small businesses, and aspiring entrepreneurs in acquiring vehicles suited to their business requirements.” He added, “While this partnership strengthens transportation capacity across vital sectors such as logistics, construction, infrastructure, mining, agriculture, and passenger mobility in J&K and Ladakh, its pan-India scope aligns with the Bank’s expanding footprint and commitment to serving customers nationwide.” VP & Business Head (SCV) Tata Motors Limited, Pinaki Haldar said, “J&K Bank has been a valued financing partner with a strong understanding of customer requirements, particularly across J&K and Ladakh. The renewed partnership will help us offer customers easier access to finance across our commercial vehicle portfolio while enabling faster coordination among the company, its authorised dealers, and the Bank. We look forward to further strengthening this association and supporting customers in their business and mobility aspirations.” Notably, Tata Motors offers a comprehensive portfolio comprising Heavy Commercial Vehicles, Intermediate and Light Commercial Vehicles, Small Commercial Vehicles, pick-ups, tippers, buses, and special-application vehicles serving the logistics, construction, infrastructure, mining, agriculture, and passenger-transportation sectors. The MoU ceremony was attended from the Bank by Deputy General Manager (RAM) Abdul Majid Bhat; Assistant General Managers (RAM) Ishfaq Ahmad Hakak and Gh Nabi Dar. Representing Tata Motors and its dealer network were Regional Manager Vishal Mahey, Area Manager Vishal Sood, RCFI Sabin Chandran, TSM Varun Bhalla, Rohit Gandotra from Fairdeal Motors, and Parvaiz Katto from KY Auto. #JKBank #JKBank