J&K Bank

J&K Bank organizes Mission YUVA Review-cum-Felicitation Meet Mission Director lauds Bank’s role as principal partner in flagship employment initiative J&K Bank organised a review-cum-felicitation meet at its divisional office Kashmir to recognise outstanding performers and review the progress achieved under Mission YUVA across the Kashmir Division. Director Employment and Director, Mission YUVA, Harvinder Singh (IAS) chaired the meeting in the presence of Bank’s Divisional Head (Kashmir) Arshad Qadri, Zonal Heads of Anantnag, Baramulla, Budgam, Pulwama and Srinagar, Cluster Heads of Srinagar, Kulgam and Anantnag-II besides officials from various branches across the Division also attended the meeting. The review focused on sustaining the momentum through stronger field-level coordination, faster processing of eligible cases and continued support to beneficiaries. During the event, notable performers from across the Kashmir Division were felicitated for their outstanding contribution to the implementation of Mission YUVA. Appreciating the Bank’s contribution as the principal financial partner in Mission YUVA, Mission Director Harvinder Singh acknowledged the coordinated efforts of the Bank’s divisional, zonal, cluster and branch-level functionaries in achieving significant milestones under the programme. He said, “Mission YUVA seeks to translate the aspirations of our youth into sustainable enterprises and meaningful livelihoods. As its principal financial partner, J&K Bank has played a vital role in taking the programme to the grassroots through timely financial support, sustained handholding, and close coordination with the implementing agencies.” “The commitment demonstrated by the Bank’s field teams gives us confidence that Mission YUVA will continue to generate enduring employment opportunities across Jammu and Kashmir”, he added. Speaking on the occasion, Divisional Head (Kashmir) Arshad Qadri expressed gratitude to the Mission Director for chairing the meeting and guiding the Bank’s functionaries. He said, “For J&K Bank, Mission YUVA is not merely a financing programme but an opportunity to nurture a new generation of confident and capable entrepreneurs. Our teams across Kashmir remain fully committed to supporting eligible youth from identification and appraisal to disbursement and post-finance handholding, so that their ideas are transformed into sustainable ventures.” “We value the recognition accorded to our achievers today. It will further motivate our teams to deepen outreach, improve conversions, and contribute meaningfully towards the employment and entrepreneurial objectives of the programme,” he added. The meeting concluded with a vote of thanks presented by Zonal Head Srinagar. #JKBank #JKBank

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J&K Bank expands corporate salary portfolio with two new MoUs in Srinagar and Udhampur Further strengthening its institutional partnerships through customised employee-banking solutions, J&K Bank signed two Memoranda of Understanding (MoUs) under its Corporate Salary Package with FIL Industries Private Limited in Srinagar and Brahmrishi Bawra Shanti Vidya Peeth Higher Secondary School in Udhampur. In Srinagar, Zonal Head (Srinagar) Sheikh Mohammad Muzaffar signed the agreement on behalf of J&K Bank, while Managing Director FIL Industries Junaid Altaf Bukhari represented the company. The agreement was signed in the presence of Cluster Head Syed Tasaduq Madni, Branch Head (SSI) Ubaid Ashraf and other senior officials from both organisations. The MoU will bring nearly 600 employees of FIL Industries - one of the leading business groups in the Union Territory - within the ambit of the Bank’s Corporate Salary Package. Speaking on the occasion, Zonal Head Sheikh Mohammad Muzaffar said, “This MoU reflects our continued endeavour to deepen the Bank’s longstanding institutional relationship with FIL Industries while extending a comprehensive suite of customised banking benefits to its employees. Through preferential products, enhanced digital convenience and need-based financial solutions, we aim to add value to their overall banking experience.” Cluster Head Syed Tasaduq Madni briefed the participants about the salient features and benefits available under the package, including specialised salary-account variants, preferential loan facilities, insurance coverage, and digital banking services. Meanwhile, in the Jammu division, the Bank entered a similar arrangement with Brahmrishi Bawra Shanti Vidya Peeth Higher Secondary School, Udhampur, which has a staff strength of more than 165 employees. During a ceremony held in Udhampur, Zonal Head (Udhampur) Arjun Singh Rathore signed the MoU on behalf of J&K Bank, while Chairperson Chinmay Jyoti (Didi Ji) signed it on behalf of the school. On the occasion, Zonal Head Arjun Singh Rathore said, “The partnership represents our commitment to building meaningful institutional relationships through customer-centric banking solutions. By combining preferential financial benefits with convenient, technology-driven services, the Corporate Salary Package seeks to provide the school’s employees with a seamless and rewarding banking experience aligned with their evolving professional and personal needs.” Present at the signing ceremony were Bank’s Cluster Head (Udhampur) Ritesh Sharma, Branch Head (Shakti Nagar) Nikhil Grover, Chief Manager Sanjeev Gupta, Admin Officer Brahmrishi Bawra School Jeetender Kumar, Principal Ashwani Kumar and Bank officials Sunil Mansotra and Asmita Malgotra. Through these partnerships, the Bank aims to broaden access to customised salary accounts, attractive retail-credit facilities, insurance benefits and enhanced digital services while further consolidating its relationships with prominent institutions across Jammu and Kashmir. #JKBank #JKBank

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J&K Bank teams up with HDFC Life to expand customers’ insurance choices We believe that greater choice creates greater value: Amitava Chatterjee Reinforcing its customer-centric approach to expand access to financial protection, J&K Bank has entered into a Corporate Agency Agreement (CAA) with HDFC Life - one of India’s leading life insurance companies. The strategic partnership will enable the Bank’s customers to access HDFC Life’s comprehensive suite of products designed for various life stages, ranging from Protection, Savings and Investment, Retirement Planning, etc. The partnership was formally announced in the presence of the Bank’s MD & CEO Amitava Chatterjee, HDFC Life’s MD & CEO Vibha Padalkar, Executive Director & Chief Business Officer Vineet Arora, Chief Operating Officer Sameer Yogishwar, Chief Bancassurance Officer Lavneesh Gupta, Group Head – Strategic & Key Alliances Anita Peshkar, SVP Bancassurance Subrata Biswas and VP Strategic Alliances Rohit Khatri. The Bank’s Executive Director Sudhir Gupta, alongside Chief General Managers Sunit Kumar, Imtiyaz Ahmad and Rajesh Malla Tikoo, General Manager Anita Nehru, and other senior officials from both organizations were also present on the occasion. Commenting on the collaboration, the Bank’s MD & CEO Amitava Chatterjee said, “At J&K Bank, customer centricity means enabling our customers to make informed financial choices from a diverse range of credible and competitive solutions. The addition of HDFC Life to our growing portfolio of insurance partners significantly widens that choice and strengthens our ability to offer need-based protection and long-term financial solutions suited to different life stages and aspirations.” Highlighting the strategic rationale behind the Bank’s expanding insurance ecosystem, he added, “We believe that greater choice creates greater value. By bringing multiple reputed insurers onto our platform, we seek to create a competitive marketplace that benefits customers through product diversity, competitive pricing and greater flexibility in choosing solutions best aligned with their individual requirements.” MD & CEO further added that expanding the reach of insurance through Bank’s extensive distribution network across the country complements the larger national objective of deepening insurance penetration and contributes to IRDAI’s vision of ‘Insurance for All by 2047’. Speaking on the partnership, MD & CEO, HDFC Life, Vibha Padalkar said, “Life insurance is an important pillar of long-term financial resilience. It offers families the confidence that their financial aspirations can remain protected even in the face of uncertainties. We are delighted to enter this strategic partnership with J&K Bank and offer our simple insurance solutions comprising of individual and group insurance plans backed by tech-empowered services to ensure customers can fulfil their goals with peace and pride. Our partnership reflects our strong commitment to serving customers across the country.” With HDFC Life joining its existing panel of insurance partners, J&K Bank continues to strengthen its bancassurance proposition by offering customers access to products from multiple leading insurers. The bank’s multi-partner approach is designed to provide greater choice and facilitate need-based selection rather than a one-size-fits-all offering, while enhancing the overall value proposition available through the Bank’s distribution network. #JKBank HDFC Life #JKBank

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Highlights: 1. Editorial on 80th Independence day and our responsibilities 2. Advisory regarding doorstep banking 3. Segment on importance of KYC 4. Segment on nomination facility in bank accounts 5. Advisory regarding linkage of Aadhaar and phone number with bank accounts 6. Lucky Draw & Weekly Quiz Contest (Send in your entries to jkbankdiary@jkbmail.com.** **Please dont forget to mention your name, residence, phone number and 16 digit bank account number in the mail).

J&K Bank celebrates 80th Independence Day with patriotic fervour MD & CEO calls for Respect, Pride and Responsibility in nation-building J&K Bank today celebrated the 80th Independence Day of the nation with patriotic fervour across its offices throughout the country. At the Bank’s Corporate Headquarters, MD & CEO Amitava Chatterjee hoisted the Tricolour in the presence of Executive Director Sudhir Gupta, Chief General Managers, General Managers, DGMs, senior officers and other staff, who assembled to commemorate the historic occasion. Addressing the gathering, MD & CEO Amitava Chatterjee reflected upon the significance of Independence Day through three defining words - Respect, Pride and Responsibility. Elaborating upon them, he said, “Independence Day is an occasion to express our deepest respect for all those who sacrificed their lives and devoted their time to secure the freedom we enjoy today. It is also a moment to take immense pride in the long and determined struggle they waged for the country’s independence, and to recognize our responsibility to carry their legacy forward by taking India to greater heights of development and excellence.” While also saluting the valiant members of the armed forces who continue to safeguard the country’s sovereignty and security, he also linked this year’s theme, “Yuva Shakti for Viksit Bharat@2047”, with Mission YUVA - the flagship employment and entrepreneurship programme of the Government of Jammu and Kashmir. MD & CEO said, “The theme reflects the nation’s conviction that the energy, enterprise, and aspirations of its youth will be central to building a developed India. In Jammu and Kashmir, this vision is finding meaningful expression through Mission YUVA, which seeks to enable our young people to translate their ideas into sustainable enterprises and emerge as job creators rather than job seekers.” Highlighting the Bank’s unique responsibility towards its core geographies, MD & CEO Amitava Chatterjee urged every member of the J&K Bank family to dedicate themselves fully to strengthening the institution. He said that a strong and resilient J&K Bank is “vital to fulfilling our responsibility of supporting the economic development of Jammu, Kashmir and Ladakh with excellence.” Concluding his address, he urged, “On this Independence Day, let us pledge our complete dedication to strengthening this institution so that we can fulfil, with excellence, our responsibility towards the economic progress of Jammu, Kashmir and Ladakh besides our operational geographies in rest of the country and contribute meaningfully to the nation’s vision of Viksit Bharat@2047.” Meanwhile, Independence Day was celebrated at all the Bank’s controlling offices across the country, with the respective Divisional, Zonal and Cluster Heads hoisting the Tricolour in the presence of staff at their workplaces. The ceremonies highlighted the significance of the occasion and the shared responsibility of contributing to the institution’s growth and the nation’s continued progress. #JKBank #JKBank