J&K Bank CGM meets Ladakh Chief Secretary Discusses financial inclusion, affordable credit and entrepreneurship promotion Reaffirming the institutional commitment to the socio-economic development of Ladakh, J&K Bank Chief General Manager (DIC) Sunit Kumar called on Chief Secretary, UT of Ladakh, Ashish Kundra and Commissioner/Secretary Finance Tsewang Tharchin to discuss measures for strengthening financial inclusion, expanding access to affordable credit and promoting entrepreneurship across the Union Territory. Zonal Head Tsewang Dorjai and Cluster Head Tsewang Dorjay accompanied the Chief General Manager during the interactions. The discussions focused on wider coverage of financial inclusion and social-security schemes, particularly among government employees and other eligible beneficiaries. The UT Administration assured the Bank of the necessary institutional support for expanding enrolment under these schemes. Highlighting the Bank’s efforts to improve access to institutional finance, the Chief General Manager reiterated Bank's commitment to supporting farmers, small entrepreneurs and MSMEs through government-sponsored and Bank-specific schemes. The Bank’s Agri Term Loan—designed with simple eligibility criteria and minimal documentation - was also discussed as an effective means of meeting the credit requirements of farmers and other small borrowers. The two sides deliberated upon the UT’s industrial policy and agreed to work closely to facilitate seamless flow of credit to eligible enterprises. The Bank assured that relevant changes introduced by the Administration would be suitably incorporated into its operational guidelines wherever required. The proposed introduction of a start-up and entrepreneurship programme in Ladakh, broadly modelled on Mission YUVA in Jammu and Kashmir, was also discussed. The Bank expressed its readiness to support prospective entrepreneurs through suitable financing solutions, thereby contributing to employment generation and the growth of local enterprise. It was further agreed to organise a Loan Mela in coordination with the Industries and Finance Departments to connect entrepreneurs, farmers and MSMEs with appropriate government schemes and credit facilities. The discussions also underlined the importance of engaging local talent to deepen the Bank’s connect with the people and strengthen its responsiveness to Ladakh’s distinct financial requirements. #JKBank #JKBank
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You have spent a lifetime nurturing dreams, building families and shaping futures. Today, we celebrate your unwavering strength, timeless wisdom and countless sacrifices. J&K Bank proudly honours every senior citizen whose legacy continues to guide us. Happy Senior Citizens Day. #JKBank #YourBankSince1938 #SeniorCitizenDay #JKBank #YourBankSince1938 #SeniorCitizenDay
J&K Bank signs Corporate Salary Package MoU with GK Communications J&K Bank has signed a Memorandum of Understanding (MoU) with GK Communication Private Limited under its Corporate Salary Package, extending customised banking benefits to 119 employees of the media group. The agreement was signed by Zonal Head (Srinagar) Sheikh Mohammad Muzaffar on behalf of J&K Bank and Fayaz Ahmad Kaloo for GK Communication in the presence of Cluster Head Syed Tasaduq Madni, Branch Head (SSI Srinagar) Ubaid Ashraf and other senior officials from both organisations. Speaking after the formal signing of agreement, Zonal Head Sheikh Mohammad Muzaffar said, “This MoU reflects our continued endeavour to strengthen our longstanding institutional relationship with GK Communication while providing its employees convenient access to a range of customised banking benefits under the Bank’s Corporate Salary Package.” On the occasion, Cluster Head gave a detailed overview of features covered under the Corporate Salary Package. #JKBank #JKBank
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J&K Bank Chief General Manager, Sunit Kumar called on Chairman and Chief Executive Councillor, LAHDC Kargil, Dr Mohd Jaffer Akhoon, to discuss further strengthening of banking services and customer experience across Kargil. The discussions covered expansion of the Bank’s network in rural and underserved areas, improved ATM accessibility, employment opportunities for local youth and CSR initiatives supporting the region’s socio-economic development. Reaffirming the Bank’s commitment to Kargil, Chief General Manager Sunit Kumar assured all possible support and emphasised sustained cooperation between J&K Bank and LAHDC Kargil for inclusive growth and development of the region. Cluster Head Kargil Ishfaq Sarwar Malik was also present. #JKBank #JKBank
J&K Bank organizes Mission YUVA Review-cum-Felicitation Meet Mission Director lauds Bank’s role as principal partner in flagship employment initiative J&K Bank organised a review-cum-felicitation meet at its divisional office Kashmir to recognise outstanding performers and review the progress achieved under Mission YUVA across the Kashmir Division. Director Employment and Director, Mission YUVA, Harvinder Singh (IAS) chaired the meeting in the presence of Bank’s Divisional Head (Kashmir) Arshad Qadri, Zonal Heads of Anantnag, Baramulla, Budgam, Pulwama and Srinagar, Cluster Heads of Srinagar, Kulgam and Anantnag-II besides officials from various branches across the Division also attended the meeting. The review focused on sustaining the momentum through stronger field-level coordination, faster processing of eligible cases and continued support to beneficiaries. During the event, notable performers from across the Kashmir Division were felicitated for their outstanding contribution to the implementation of Mission YUVA. Appreciating the Bank’s contribution as the principal financial partner in Mission YUVA, Mission Director Harvinder Singh acknowledged the coordinated efforts of the Bank’s divisional, zonal, cluster and branch-level functionaries in achieving significant milestones under the programme. He said, “Mission YUVA seeks to translate the aspirations of our youth into sustainable enterprises and meaningful livelihoods. As its principal financial partner, J&K Bank has played a vital role in taking the programme to the grassroots through timely financial support, sustained handholding, and close coordination with the implementing agencies.” “The commitment demonstrated by the Bank’s field teams gives us confidence that Mission YUVA will continue to generate enduring employment opportunities across Jammu and Kashmir”, he added. Speaking on the occasion, Divisional Head (Kashmir) Arshad Qadri expressed gratitude to the Mission Director for chairing the meeting and guiding the Bank’s functionaries. He said, “For J&K Bank, Mission YUVA is not merely a financing programme but an opportunity to nurture a new generation of confident and capable entrepreneurs. Our teams across Kashmir remain fully committed to supporting eligible youth from identification and appraisal to disbursement and post-finance handholding, so that their ideas are transformed into sustainable ventures.” “We value the recognition accorded to our achievers today. It will further motivate our teams to deepen outreach, improve conversions, and contribute meaningfully towards the employment and entrepreneurial objectives of the programme,” he added. The meeting concluded with a vote of thanks presented by Zonal Head Srinagar. #JKBank #JKBank
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J&K Bank expands corporate salary portfolio with two new MoUs in Srinagar and Udhampur Further strengthening its institutional partnerships through customised employee-banking solutions, J&K Bank signed two Memoranda of Understanding (MoUs) under its Corporate Salary Package with FIL Industries Private Limited in Srinagar and Brahmrishi Bawra Shanti Vidya Peeth Higher Secondary School in Udhampur. In Srinagar, Zonal Head (Srinagar) Sheikh Mohammad Muzaffar signed the agreement on behalf of J&K Bank, while Managing Director FIL Industries Junaid Altaf Bukhari represented the company. The agreement was signed in the presence of Cluster Head Syed Tasaduq Madni, Branch Head (SSI) Ubaid Ashraf and other senior officials from both organisations. The MoU will bring nearly 600 employees of FIL Industries - one of the leading business groups in the Union Territory - within the ambit of the Bank’s Corporate Salary Package. Speaking on the occasion, Zonal Head Sheikh Mohammad Muzaffar said, “This MoU reflects our continued endeavour to deepen the Bank’s longstanding institutional relationship with FIL Industries while extending a comprehensive suite of customised banking benefits to its employees. Through preferential products, enhanced digital convenience and need-based financial solutions, we aim to add value to their overall banking experience.” Cluster Head Syed Tasaduq Madni briefed the participants about the salient features and benefits available under the package, including specialised salary-account variants, preferential loan facilities, insurance coverage, and digital banking services. Meanwhile, in the Jammu division, the Bank entered a similar arrangement with Brahmrishi Bawra Shanti Vidya Peeth Higher Secondary School, Udhampur, which has a staff strength of more than 165 employees. During a ceremony held in Udhampur, Zonal Head (Udhampur) Arjun Singh Rathore signed the MoU on behalf of J&K Bank, while Chairperson Chinmay Jyoti (Didi Ji) signed it on behalf of the school. On the occasion, Zonal Head Arjun Singh Rathore said, “The partnership represents our commitment to building meaningful institutional relationships through customer-centric banking solutions. By combining preferential financial benefits with convenient, technology-driven services, the Corporate Salary Package seeks to provide the school’s employees with a seamless and rewarding banking experience aligned with their evolving professional and personal needs.” Present at the signing ceremony were Bank’s Cluster Head (Udhampur) Ritesh Sharma, Branch Head (Shakti Nagar) Nikhil Grover, Chief Manager Sanjeev Gupta, Admin Officer Brahmrishi Bawra School Jeetender Kumar, Principal Ashwani Kumar and Bank officials Sunil Mansotra and Asmita Malgotra. Through these partnerships, the Bank aims to broaden access to customised salary accounts, attractive retail-credit facilities, insurance benefits and enhanced digital services while further consolidating its relationships with prominent institutions across Jammu and Kashmir. #JKBank #JKBank