Highlights: 1. Editorial on Annual closing of banking accounts and responsibilities of borrowers. 2. J&K Bank receives another award of excellence. 3. Segment on doorstep banking. 4. Segment on safe banking tips. 5. Segment on social security schemes. 6. Segment on importance of KYC in banking. 7. Lucky Draw & Weekly Quiz Contest (Send in your entries to jkbankdiary@jkbmail.com.** **Please dont forget to mention your name, residence, phone number and 16 digit bank account number in the mail).