If your account is under Debit Freeze,amount has been put on hold or your digital services have been disabled due to an NCRP Cyber Fraud complaint, you may submit a grievance through the GRM at your J&K Bank branch. Know the process. Stay informed. #JKBank #YourBankSince1938 #NCRP #CyberFraud #GrievanceRedressalModule #JKBank #YourBankSince1938 #NCRP #CyberFraud #GrievanceRedressalModule