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Powered by trust, tradition and transformation, J&K Bank crosses business milestone of Rs 3 trillion Bigger business brings greater responsibility, and we remain committed to fulfilling it with the highest standards of integrity, professionalism and governance: MD & CEO Marking a defining milestone in its 88-year journey, J&K Bank has crossed the historic Rs 3 trillion total business mark at the close of the June quarter (Q1 FY2026-27), reaffirming its position among the country's strongest and fastest-transforming financial institutions. The Bank has registered total business of Rs 3.04 trillion, (Rs 1.73 trillion in deposits and Rs 1.31 trillion in gross advances) with an impressive year-on-year growth of over 20% backed by healthy increase of over 16% in deposits and over 25% in gross advances. The historic milestone was celebrated across the Bank, with the main function held at the Corporate Headquarters. Managing Director & CEO Amitava Chatterjee chaired the event in the presence of Executive Director Sudhir Gupta, Chief General Managers, General Managers, Deputy General Managers and other senior officers. Divisional and Zonal Heads also joined the celebrations through video conferencing from their respective offices. Congratulating all stakeholders on the occasion, Managing Director & CEO Amitava Chatterjee expressed heartfelt gratitude to promoters, customers, shareholders, employees and all other well-wishers whose trust, commitment and partnership have shaped the Bank's remarkable journey. MD & CEO Amitava Chatterjee said, "Crossing the Rs 3 trillion business milestone is a moment of immense pride for all of us. This achievement belongs to every customer who trusted us with their savings, every shareholder who reposed confidence in our vision, every employee whose dedication made this journey possible, and every stakeholder who stood by the Bank through every phase of its evolution. We remain deeply grateful for their unwavering trust and support." Reflecting on the pace of the Bank's transformation, he said, "The journey from business of Rs 2 trillion to Rs 3 trillion has been completed in around three years, compared to nearly a decade it took to move from Rs 1 trillion to Rs 2 trillion. This is not just faster growth—it is evidence of a fundamentally transformed institution. It reflects the confidence our customers and investors repose in us, the agility of our business model and the disciplined execution of our strategy." He further added, "Crossing 3 trillion business is not our destination, it is just another milestone in our journey towards realising the Vision 2030 of achieving Rs 5 trillion business and Rs 5000 crore annual profit. As we believe our best years lie ahead of us, we must ensure that every next step of growth is anchored in quality, prudence and customer-centric service. Bigger business brings greater responsibility, and we remain committed to fulfilling it with the highest standards of integrity, professionalism and governance." #JKBank #JKBank
Every milestone is built on trust, and this one belongs to you. Thank you for being a part of our journey to ₹3 Trillion in business. Your trust has been our greatest strength, and your partnership continues to inspire us to aim higher. Here's to achieving many more milestones, together. #JKBank #YourBankSince1938 #Trust #Tradition #Transformation #3TrillionBusiness #DigitalBanking #JKBank #YourBankSince1938 #Trust #Tradition #Transformation #3TrillionBusiness #DigitalBanking
At J&K Bank, respect is reflected in every experience. To ensure greater comfort, care and convenience, we offer priority assistance and personalised support to our valued pensioners - Senior Citizens (60 years & above) and Super Senior Citizens (80 years and above). To know more about our Products and Services, click here: https://jkb.bank.in/ #JKBank #YourBankSince1938 #SammaanAapkaSaathHamara #CustomerService #Finance #BankingConvenience #JKBank #YourBankSince1938 #SammaanAapkaSaathHamara #CustomerService #Finance #BankingConvenience
J&K Bank marks one year of Mission YUVA with massive credit drive Funds 2828 enterprises in a single day to accelerate youth entrepreneurship across J&K Committed to promoting entrepreneurship, self-employment, and inclusive economic growth across Jammu & Kashmir, J&K Bank celebrated the successful completion of one year of the J&K Government’s flagship Mission YUVA programme yesterday by observing a UT-wide 'Mission YUVA – Mega Disbursal Day', undertaking a focused credit delivery drive across its branch network. There UT-wide campaign culminated with MD & CEO Amitava Chatterjee pressing the symbolic button during a virtual event held at the Bank’s corporate headquarters in presence of Chief General Manager Ashutosh Sareen, General Manager (RAM) Rakesh Magotra, DGMs Tanveer Hussain and Arjun Singh Rathore along with other senior officers. Besides Divisional Heads, Zonal Heads and Cluster Heads from Jammu as well as Kashmir also joined the proceedings virtually from their respective locations. Under the flagship youth employment program, the Bank has so far sanctioned over 28400 cases to the tune of more than Rs 1300 Cr, reaffirming its pivotal role in facilitating timely access to finance for aspiring entrepreneurs across Jammu and Kashmir. During the massive credit drive today, the Bank made disbursement in 2828 cases. Expressing satisfaction over the progress achieved during the first year of Mission YUVA, MD & CEO Amitava Chatterjee congratulated and appreciated every member of the Bank's workforce for their commendable contribution towards the successful implementation of the programme. He said, "My heartfelt thanks to each one of you for your unwavering support and cooperation in making this remarkable progress possible," he said, adding that the achievements under Mission YUVA have further strengthened the Bank's partnership with the Government of Jammu & Kashmir in promoting entrepreneurship and employment generation.” While reviewing the roadmap ahead, the MD & CEO underlined two key priorities for the second year of Mission YUVA. He said that the success of the programme must now be measured not merely by the number of disbursements but by the tangible outcomes generated through the enterprises established under the scheme. He stressed that the beneficiaries should be able to build sustainable businesses, generate steady revenues and create meaningful livelihood opportunities, which remain the primary objectives of Mission YUVA. Setting an ambitious yet achievable goal for the current financial year, he said the Bank should strive to take the cumulative number of Mission YUVA disbursements to 50000 by the end of the financial year, expressing confidence that the target is well within reach given the experience, momentum and institutional capacity built over the past year. The MD & CEO also urged all operational heads to closely monitor the utilization of funds in already disbursed cases and continue extending guidance to entrepreneurs to ensure optimum outcomes from the loans extended under the programme. Earlier, General Manager (RAM) Rakesh Magotra briefed the chair on the Bank's performance and progress under Mission YUVA. Highlighting the significance of sustained post-disbursement engagement, he emphasized that continuous monitoring of sanctioned cases, handholding of entrepreneurs and inculcating financial discipline among beneficiaries are critical to ensuring the long-term success and sustainability of the flagship programme. Meanwhile, lauding the Bank's performance, J&K Mission Director, Mission YUVA, Harvinder Singh (IAS) has also commended its institutional role. He said that J&K Bank has emerged as the principal implementation partner in Mission YUVA. "J&K Bank's proactive approach, timely credit delivery, and dedicated handholding of entrepreneurs have significantly advanced the programme's objectives across Jammu & Kashmir. We appreciate the commitment of the Bank's leadership and staff in translating the Government's vision of entrepreneurship-led employment generation into meaningful outcomes on the ground", he said. Observed to commemorate one year of Mission YUVA, the Mega Disbursal Day witnessed focused efforts by branches across the Bank's network in Jammu and Kashmir to complete pending formalities and expedite credit delivery to eligible beneficiaries. The initiative highlighted the Bank's continued endeavour to translate entrepreneurial aspirations into successful enterprises through timely and responsible financing. Notably, Mission YUVA has emerged as a significant catalyst for entrepreneurship-led development in Jammu & Kashmir by facilitating access to institutional credit for aspiring entrepreneurs. Throughout the programme's first year, the Bank continues to be the principal financial partner in its implementation, supporting thousands of youth in establishing enterprises and contributing to employment generation, livelihood creation, and inclusive economic growth across the Union Territory. #JKBank #JKBank
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