J&K Bank

J&K Bank signs Corporate Salary Package MoU with GK Communications J&K Bank has signed a Memorandum of Understanding (MoU) with GK Communication Private Limited under its Corporate Salary Package, extending customised banking benefits to 119 employees of the media group. The agreement was signed by Zonal Head (Srinagar) Sheikh Mohammad Muzaffar on behalf of J&K Bank and Fayaz Ahmad Kaloo for GK Communication in the presence of Cluster Head Syed Tasaduq Madni, Branch Head (SSI Srinagar) Ubaid Ashraf and other senior officials from both organisations. Speaking after the formal signing of agreement, Zonal Head Sheikh Mohammad Muzaffar said, “This MoU reflects our continued endeavour to strengthen our longstanding institutional relationship with GK Communication while providing its employees convenient access to a range of customised banking benefits under the Bank’s Corporate Salary Package.” On the occasion, Cluster Head gave a detailed overview of features covered under the Corporate Salary Package. #JKBank #JKBank

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J&K Bank Chief General Manager, Sunit Kumar called on Chairman and Chief Executive Councillor, LAHDC Kargil, Dr Mohd Jaffer Akhoon, to discuss further strengthening of banking services and customer experience across Kargil. The discussions covered expansion of the Bank’s network in rural and underserved areas, improved ATM accessibility, employment opportunities for local youth and CSR initiatives supporting the region’s socio-economic development. Reaffirming the Bank’s commitment to Kargil, Chief General Manager Sunit Kumar assured all possible support and emphasised sustained cooperation between J&K Bank and LAHDC Kargil for inclusive growth and development of the region. Cluster Head Kargil Ishfaq Sarwar Malik was also present. #JKBank #JKBank

J&K Bank organizes Mission YUVA Review-cum-Felicitation Meet Mission Director lauds Bank’s role as principal partner in flagship employment initiative J&K Bank organised a review-cum-felicitation meet at its divisional office Kashmir to recognise outstanding performers and review the progress achieved under Mission YUVA across the Kashmir Division. Director Employment and Director, Mission YUVA, Harvinder Singh (IAS) chaired the meeting in the presence of Bank’s Divisional Head (Kashmir) Arshad Qadri, Zonal Heads of Anantnag, Baramulla, Budgam, Pulwama and Srinagar, Cluster Heads of Srinagar, Kulgam and Anantnag-II besides officials from various branches across the Division also attended the meeting. The review focused on sustaining the momentum through stronger field-level coordination, faster processing of eligible cases and continued support to beneficiaries. During the event, notable performers from across the Kashmir Division were felicitated for their outstanding contribution to the implementation of Mission YUVA. Appreciating the Bank’s contribution as the principal financial partner in Mission YUVA, Mission Director Harvinder Singh acknowledged the coordinated efforts of the Bank’s divisional, zonal, cluster and branch-level functionaries in achieving significant milestones under the programme. He said, “Mission YUVA seeks to translate the aspirations of our youth into sustainable enterprises and meaningful livelihoods. As its principal financial partner, J&K Bank has played a vital role in taking the programme to the grassroots through timely financial support, sustained handholding, and close coordination with the implementing agencies.” “The commitment demonstrated by the Bank’s field teams gives us confidence that Mission YUVA will continue to generate enduring employment opportunities across Jammu and Kashmir”, he added. Speaking on the occasion, Divisional Head (Kashmir) Arshad Qadri expressed gratitude to the Mission Director for chairing the meeting and guiding the Bank’s functionaries. He said, “For J&K Bank, Mission YUVA is not merely a financing programme but an opportunity to nurture a new generation of confident and capable entrepreneurs. Our teams across Kashmir remain fully committed to supporting eligible youth from identification and appraisal to disbursement and post-finance handholding, so that their ideas are transformed into sustainable ventures.” “We value the recognition accorded to our achievers today. It will further motivate our teams to deepen outreach, improve conversions, and contribute meaningfully towards the employment and entrepreneurial objectives of the programme,” he added. The meeting concluded with a vote of thanks presented by Zonal Head Srinagar. #JKBank #JKBank

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J&K Bank expands corporate salary portfolio with two new MoUs in Srinagar and Udhampur Further strengthening its institutional partnerships through customised employee-banking solutions, J&K Bank signed two Memoranda of Understanding (MoUs) under its Corporate Salary Package with FIL Industries Private Limited in Srinagar and Brahmrishi Bawra Shanti Vidya Peeth Higher Secondary School in Udhampur. In Srinagar, Zonal Head (Srinagar) Sheikh Mohammad Muzaffar signed the agreement on behalf of J&K Bank, while Managing Director FIL Industries Junaid Altaf Bukhari represented the company. The agreement was signed in the presence of Cluster Head Syed Tasaduq Madni, Branch Head (SSI) Ubaid Ashraf and other senior officials from both organisations. The MoU will bring nearly 600 employees of FIL Industries - one of the leading business groups in the Union Territory - within the ambit of the Bank’s Corporate Salary Package. Speaking on the occasion, Zonal Head Sheikh Mohammad Muzaffar said, “This MoU reflects our continued endeavour to deepen the Bank’s longstanding institutional relationship with FIL Industries while extending a comprehensive suite of customised banking benefits to its employees. Through preferential products, enhanced digital convenience and need-based financial solutions, we aim to add value to their overall banking experience.” Cluster Head Syed Tasaduq Madni briefed the participants about the salient features and benefits available under the package, including specialised salary-account variants, preferential loan facilities, insurance coverage, and digital banking services. Meanwhile, in the Jammu division, the Bank entered a similar arrangement with Brahmrishi Bawra Shanti Vidya Peeth Higher Secondary School, Udhampur, which has a staff strength of more than 165 employees. During a ceremony held in Udhampur, Zonal Head (Udhampur) Arjun Singh Rathore signed the MoU on behalf of J&K Bank, while Chairperson Chinmay Jyoti (Didi Ji) signed it on behalf of the school. On the occasion, Zonal Head Arjun Singh Rathore said, “The partnership represents our commitment to building meaningful institutional relationships through customer-centric banking solutions. By combining preferential financial benefits with convenient, technology-driven services, the Corporate Salary Package seeks to provide the school’s employees with a seamless and rewarding banking experience aligned with their evolving professional and personal needs.” Present at the signing ceremony were Bank’s Cluster Head (Udhampur) Ritesh Sharma, Branch Head (Shakti Nagar) Nikhil Grover, Chief Manager Sanjeev Gupta, Admin Officer Brahmrishi Bawra School Jeetender Kumar, Principal Ashwani Kumar and Bank officials Sunil Mansotra and Asmita Malgotra. Through these partnerships, the Bank aims to broaden access to customised salary accounts, attractive retail-credit facilities, insurance benefits and enhanced digital services while further consolidating its relationships with prominent institutions across Jammu and Kashmir. #JKBank #JKBank

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J&K Bank teams up with HDFC Life to expand customers’ insurance choices We believe that greater choice creates greater value: Amitava Chatterjee Reinforcing its customer-centric approach to expand access to financial protection, J&K Bank has entered into a Corporate Agency Agreement (CAA) with HDFC Life - one of India’s leading life insurance companies. The strategic partnership will enable the Bank’s customers to access HDFC Life’s comprehensive suite of products designed for various life stages, ranging from Protection, Savings and Investment, Retirement Planning, etc. The partnership was formally announced in the presence of the Bank’s MD & CEO Amitava Chatterjee, HDFC Life’s MD & CEO Vibha Padalkar, Executive Director & Chief Business Officer Vineet Arora, Chief Operating Officer Sameer Yogishwar, Chief Bancassurance Officer Lavneesh Gupta, Group Head – Strategic & Key Alliances Anita Peshkar, SVP Bancassurance Subrata Biswas and VP Strategic Alliances Rohit Khatri. The Bank’s Executive Director Sudhir Gupta, alongside Chief General Managers Sunit Kumar, Imtiyaz Ahmad and Rajesh Malla Tikoo, General Manager Anita Nehru, and other senior officials from both organizations were also present on the occasion. Commenting on the collaboration, the Bank’s MD & CEO Amitava Chatterjee said, “At J&K Bank, customer centricity means enabling our customers to make informed financial choices from a diverse range of credible and competitive solutions. The addition of HDFC Life to our growing portfolio of insurance partners significantly widens that choice and strengthens our ability to offer need-based protection and long-term financial solutions suited to different life stages and aspirations.” Highlighting the strategic rationale behind the Bank’s expanding insurance ecosystem, he added, “We believe that greater choice creates greater value. By bringing multiple reputed insurers onto our platform, we seek to create a competitive marketplace that benefits customers through product diversity, competitive pricing and greater flexibility in choosing solutions best aligned with their individual requirements.” MD & CEO further added that expanding the reach of insurance through Bank’s extensive distribution network across the country complements the larger national objective of deepening insurance penetration and contributes to IRDAI’s vision of ‘Insurance for All by 2047’. Speaking on the partnership, MD & CEO, HDFC Life, Vibha Padalkar said, “Life insurance is an important pillar of long-term financial resilience. It offers families the confidence that their financial aspirations can remain protected even in the face of uncertainties. We are delighted to enter this strategic partnership with J&K Bank and offer our simple insurance solutions comprising of individual and group insurance plans backed by tech-empowered services to ensure customers can fulfil their goals with peace and pride. Our partnership reflects our strong commitment to serving customers across the country.” With HDFC Life joining its existing panel of insurance partners, J&K Bank continues to strengthen its bancassurance proposition by offering customers access to products from multiple leading insurers. The bank’s multi-partner approach is designed to provide greater choice and facilitate need-based selection rather than a one-size-fits-all offering, while enhancing the overall value proposition available through the Bank’s distribution network. #JKBank HDFC Life #JKBank