Why wait in line when you can bank online? J&K Bank Digital Services make everyday banking easier, quicker and closer to you. Download mPay Delight Plus now For Android users: https://play.google.com/store/apps/detailsid=com.lcode.jkbmpayFor IoS users: https://apps.apple.com/in/app/jkb-mpay-delight/id6459356147To Open your account online, click here: https://digital.jkb.bank.in/JKBAOPortal/To access Omni channel (mPay Web), click here: https://ibank.jkb.bank.in/ReachIB/inet/entryTo avail Instant Personal Loans through STP, click here: https://jkb.bank.in/stpTo avail digital loans, click here: https://digital.jkb.bank.in/JKBALPortal/To know more about our Digital Services, click here: https://jkb.bank.in/transactions/digitalTo know more about our products/services, click here: https://jkb.bank.in/#JKBank #YourBankSince1938 #DigitalServices #DigitalBanking #BankingConvenience #OnlineBanking #mPayDelighPlusApp #PalPalAapkeSaath #JKBank #YourBankSince1938 #DigitalServices #DigitalBanking #BankingConvenience #OnlineBanking #mPayDelighPlusApp #PalPalAapkeSaath
Some rides are not about the distance. They are about the person who makes every mile feel lighter. Bring home your ride with J&K Bank Two-Wheeler Loan. To know more click here: https://jkb.bank.in/two-wheeler-financeTo know more about our products/services: https://jkb.bank.in/#JKBank #YourBankSince1938 #TwoWheelerFinance #Finance #Loans #JKBank #YourBankSince1938 #TwoWheelerFinance #Finance #Loans
Every piece of personal data entrusted to us deserves the highest level of care. By following security guidelines and responsible data handling practices, we help protect customer information, strengthen trust and maintain a secure banking environment. #JKBank #YourBankSince1938 #PersonalData #DataProtection #DataPrivacy #CyberSecurity #SecureBanking #JKBank #YourBankSince1938 #PersonalData #DataProtection #DataPrivacy #CyberSecurity #SecureBanking
J&K Bank shines at Finacle Innovation Awards 2026, wins Gold for AI-driven Analytics Prestigious recognition marks another significant milestone in the Bank's digital transformation journey J&K Bank has won Gold at the Finacle Innovation Awards 2026 in the category “Modern Technologies-led Innovation – Data Insights & Analytics Platform,” underscoring its emergence as a technology-driven financial institution and marking another significant milestone in its digital transformation journey. MD & CEO Amitava Chatterjee received the award along with General Manager (Strategy & IT/CIO) Mohammad Muzaffar Wani at the gala event organised by Infosys Finacle in Mumbai under the theme “Recomposing Banking – A Playbook for the Next Phase of Banking Transformation.” The significance of the recognition is further amplified by the fact that the awards attracted nearly 500 nominations from financial institutions across the ecosystem, making the achievement highly competitive this year. The Finacle Innovation Awards honour banks that are redefining banking through innovation and technology-led transformation. Commenting on the achievement, Managing Director & CEO Amitava Chatterjee said, “At J&K Bank, our innovation journey has been defined by transforming data into decisions. We have built a robust Data Insights and Analytics Platform that delivers real-time intelligence across operations. The platform has enabled us to serve our customers with greater precision, speed, and personalization — driving measurable business outcomes and setting a new benchmark for technology-led banking excellence.” He further noted that the recognition validates the Bank’s strategic focus on building a digitally agile, data-driven, and future-ready institution capable of delivering superior value to customers while maintaining high standards of governance, efficiency, and risk management. MD & CEO added, “This prestigious recognition is also a testament to the dedication and collaborative efforts of our employees across business, technology and operations functions, whose commitment to innovation continues to propel the Bank towards higher levels of excellence. The same spirit of teamwork and transformation has played a vital role in delivering our historic financial performance and will remain central to our growth journey going forward.” The Bank earned the award for its Data Insights & Analytics Platform, a cloud-based enterprise data lake and analytics ecosystem that provides a unified and reliable data source for reporting, business intelligence, advanced analytics and AI applications. As part of the initiative, the Bank has successfully deployed multiple AI/ML-driven use cases across operational efficiency, forecasting, customer analytics, risk and credit management, customer retention and business performance enhancement. Notably, this recognition places the Bank among India’s leading banking innovators as Finacle India Connect 2026 brought together over 200 banking and technology leaders, industry experts and ecosystem partners from across the country’s BFSI landscape to deliberate on the next phase of banking transformation, culminating in the announcement of the Finacle Innovation Awards 2026. Meanwhile, the award comes close on the heels of the Bank’s highest-ever annual profit and record financial performance for FY 2025–26, demonstrating how strategic investments in technology, analytics and innovation are translating into stronger business outcomes, enhanced customer experience and improved operational efficiency. #JKBank #JKBank
Whether it’s your first home or the next chapter for your family, make the move with J&K Bank Housing Loans at attractive interest rates, starting from 7.35%*p.a. Because some celebrations deserve a home of their own. To know more about the scheme, click here: https://jkb.bank.in/housing-loansTo know more about our products/services, visit our official website Link: https://jkb.bank.in/#JKBank #YourBankSince1938 #KhushiyonKaNayaAddress #HousingLoan #Loan #Finance #HomeLoan #JKBank #YourBankSince1938 #KhushiyonKaNayaAddress #HousingLoan #Loan #Finance #HomeLoan
J&K Bank partners with SMVD University Katra for value-added banking solutions to employees Continuing its efforts to strengthen institutional partnerships and extend value-added banking solutions to employees of reputed organisations, J&K Bank today signed a Memorandum of Understanding (MoU) with Shri Mata Vaishno Devi University (SMVDU), Kakryal, Katra, under its Corporate Salary Package (CSP). The agreement will enable the University's employees to avail a host of customised banking benefits and preferential financial services designed to enhance their banking experience and financial well-being. The MoU was signed at the office chamber of the Vice Chancellor, Shri Mata Vaishno Devi University, with Registrar Ajay Kumar Sharma and Zonal Head (Udhampur) Lalit Prakash signing the agreement on behalf of the University and J&K Bank respectively in presence of Vice Chancellor Prof. (Dr.) Pragati Kumar, Finance Officer Kajal Jasrotia, Cluster Head Reasi Amit Bargotra, Chief Manager Ashish Gupta and Branch Head Katra Kapil Nanda. Speaking on the occasion, Zonal Head Lalit Prakash said, "This MoU with Shri Mata Vaishno Devi University reflects our continued endeavour to strengthen longstanding institutional relationships while delivering customised financial solutions that add tangible value to employees. We are confident that the comprehensive benefits offered under our Corporate Salary Package will further enhance the banking experience and financial well-being of the University's staff members." Appreciating the Bank's customer-centric approach and quality of service, Vice Chancellor Prof. (Dr.) Pragati Kumar said, "J&K Bank has been a trusted financial partner with a strong understanding of institutional requirements. We are pleased to formalise this association and are confident that the benefits extended under this arrangement will be greatly valued by our faculty and staff members." Earlier, Chief Manager Ashish Gupta welcomed the participants and gave a brief presentation on the facilities and benefits being extended under the Bank's Corporate Salary Package. As per the agreement, all employees of the SMVDU Kakryal will be accorded the status of "Most Favoured Client" and will be eligible for specialised salary account variants with personal accidental insurance cover besides a range of preferential banking services. These include free cash withdrawal and deposit facilities across base and non-base branches, locker facilities at concessional charges, enhanced ATM and POS transaction limits, complimentary global debit cards, free digital banking services, concessional pricing on loan products and credit card-related benefits. The participants expressed confidence that the partnership would further strengthen the relationship between the two institutions while ensuring greater financial convenience, accessibility, and value-added banking services for the University employees. #JKBank #JKBank
What if getting a loan was as easy as ordering your morning chai? With J&K Bank Online Loans Portal, it is now possible. Apply from anywhere, skip the paperwork stress and get moving on the plans that matter most to you. Click here to apply now! https://digital.jkb.bank.in/JKBALPortal/To know more about our Products/Services, visit our official website: https://jkb.bank.in/#JKBank #YourBankSince1938 #Loans #DigitalLoans #Finance #CarLoan #CreditCard #TwoWheelerLoan #GoldLoan #AgricultureLoan #JKBank #YourBankSince1938 #Loans #DigitalLoans #Finance #CarLoan #CreditCard #TwoWheelerLoan #GoldLoan #AgricultureLoan
Every great agricultural business is built on two things.Hard work and the right support. J&K Bank Agri Term Loans make sure you always have both, giving you the financial stability and confidence to grow your business the way it has always deserved. From the soil up, we are with you every step of the way. To know more about our Products/Services, visit our official website https://jkb.bank.in/#JKBank #YourBankSince1938 #AgriTermLoan #Loan #Finance #AgricultureLoans #AllPurposeAgriTermLoan #JKBank #YourBankSince1938 #AgriTermLoan #Loan #Finance #AgricultureLoans #AllPurposeAgriTermLoan
Six years ago, PM SVANidhi was launched under the leadership of Hon’ble Prime Minister Shri Narendra Modi to provide affordable collateral-free credit to street vendors across India. Contributing to this national mission, J&K Bank has sanctioned ₹50.86 crore in loans to 28265 beneficiaries, out of which 27247 loans have been disbursed amounting to ₹48.40 crore. Swipe through to explore the key milestones and achievements of PM SVANidhi over the past six years. #6yearsofpmsvanidhi PM SVANidhi #6yearsofpmsvanidhi